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Paying minimums on your balances -
Paying 19.95% on a $20,000 credit card debt will cost you
$69,544 in interest and will take you over 30 years to pay
off! If you go late on your credit cards your interest rate
could go up to 28.95% which means you would have to pay back
$402,144 dollars in interest over 30+ years. Can you ever
find financial freedom with this much debt hanging over your
head?
Credit
Counseling Services - Virtually all of these
companies are either compensated by or owned by the credit
card companies themselves! Their "solution" is
to lower your monthly payment by slightly reducing your
interest rate and stretching out the payments over many
years. If you have simply made a few mistakes with multiple
creditors and you are getting creditor calls all day long,
credit counseling can help put an end to the harassment,
but you will have to determine if the price you pay is
worth it.
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100%
Money Back Guarantee
If you decide to leave our
program for any reason within 2 weeks after you sign
up we will refund 100% of your money back to you!
totally
unconditional,
No
hassle guarantee
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Consolidation Loan - A consolidation loan does
not remove your debts, it only moves it from your credit
card right on over onto a loan. As with any other loan, you
are expected to pay back all of your debt in full. If you
use your home as collateral to back your loan, such asin
a home equity loan, and you are unable to maintain payments,
the lender can foreclose on your home. In this case you are
even deeper in debt, your credit is ruined and you have lost
what is most likely your biggest asset, your home. If you
are already having difficulties making ends meet do not make
a tough financial situation worse by trading your unsecured
debt for secured debt. |
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We
will match your first savings payment by up to $2,000 dollars!
We want you to be able to get started fast
so we are offering for a limited time to apply up to $2,000
to YOUR debt relief if you sign up before January 30th, 2005.
Call your credit consultant now
for details. Toll free:
1-800-770-0434
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Filing Bankruptcy - This is a viable
option for some, but it should be your last resort. Bankruptcy has
a severe negative impact on your credit rating for up to 7 to 10
years and is a matter of public record. In addition to legal entanglements,
bankruptcy carries a negative stigma, considerable mental stress
and emotional ramifications. It may seem relatively cheap to file
for bankruptcy compared to other solutions, but it is critical to
remember that for the next decade you will be marked as being the
worst credit risk possible. Everything you try to borrow or finance
will either be denied or granted at a high-risk interest rate, in
some cases upwards of 30 percent or more. With that understood, if
you have no current or foreseeable income, and no savings, then a
bankruptcy may be the best option for you, consult a legal professional
to determine if bankruptcy is necessary in your situation.
Debt Negotiation or Debt Settlement
Debt negotiation or debt settlement addresses your
debt problem head on by negotiating down the actual amount of your
debt principal. To get started, we assess your total financial picture
and determine why you are unable to meet your debt obligations. This
information is presented to your creditors. By demonstrating that
you would like to honor your debts, but you are simply unable to
given your financial hardship, we can negotiate with your creditors
to reduce your actual debt amount due. We can reduce debts up to
50% and sometimes even more! This solution allows you to get the
debt relief you need without filing bankruptcy or taking out a high-risk
loan; and this allows your creditors to collect at least a portion
of the debt owed to them. And honorable and effective way to eliminate
your debts for good.
If you are suffering from a financial hardship,
are late on payments, and don't foresee being able to pay you bills
in the near future and are considering bankruptcy you owe it to
yourself to call us first. We will provide to you a complete analysis
, answer all of your questions and give you a written report on
our assessment including estimates on how much we can reduce your
debts by and how soon you can be debt free. All for free and with
no obligation. You can take this report and read it at your leisure,
if the program is right for you you can sign up immediately. If
it is not, you have at least received a free analysis and made
an attempt to avoid bankruptcy. You can contact us using the form
below, or chat with us online, or call our toll free number.
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 Talk
to a certified
debt relief consultant
1-800-770-0434
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Talk live now with a certified
debt relief consultant.
No Special Software Necessary
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